HEALTH



Blue Cross/Blue ShieldĄ¯s PPC with a $30/$60 office visit copay

Prescription Drug Card with $25/$50/$80 co-pays

Mail Order Pharmacy - $30/$75/$100 co-pay for up to a 90 day supply

Preventive benefits including well child care, immunizations, annual physicals, mammograms, prostate screenings

$750 annual deductible, limited to 3 per family - $3000/individual, $5000/family out-of-pocket

PPC offers in and out-of-network benefits for greater flexibility

MetLife DENTAL

Pays 100% of the allowable with no deductible for Diagnostic and Preventive Services - includes dental exam & one cleaning every six months

80% coverage with $65/indiv.,$195/family annual deductible for Basic Dental, Oral Surgery and Periodontic Services

50% coverage with above mentioned annual deductible for Prosthodontic Services

 50% Orthodontic benefit for dependents under age 19

LIFE & AD&D

        2x salary coverage through UNUM (3x salary also available)

       AD&D coverage equal to life amount

Waiver of premium when totally disabled

LTD

Top-of-the-line program at competitive rates through UNUM, the national leader in LTD

66 2/3% benefit - monthly maximum is $7500 (60% benefit also available)

90 day or 180 day elimination period

STD

14-day elimination period
Benefits paid for a maximium of 11 weeks
Seamless processing with LTD

Voluntary Life Plan

Up to 5 times salary with guarantee issue of $100,000 for employee; $50,000 guarantee issue for spouse

Flat $10,000 coverage for children

Portability Feature